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Cheap Car Insurance in NJ

Attention
Residents of New Jersey demand competitive insurance prices and we are up to the challenge.
By comparing their quotes, it is easy to find the insurance company offering the best monthly premium.
Our 100% free insurance search engine tracks down the insurance providers that are offering the lowest insurance rates at this point in time.

Auto Insurance Requirements in New Jersey

The absolute minimum insurance requirements under New Jersey
state law are:

$15,000 for injury or death per persons, per accident
$5,000 for property damage liability

This. however, is referred to as a "Basic Policy" and provides very little protection to personal assets. Thus, this level of coverage is only recommended for those with few family responsibilities and few assets to protect (including job income).

The generally recommended coverage is referred to as a "Standard Policy" and contains the following levels of coverage:

$15,000 for injuries caused by you or others covered under your policy
$15,000 for claims and lawsuits by people injured in an accident
$5,000 for property damage liability

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